Homebuyer Report vs Building Survey | RICS Level 2 vs RICS Level 3 


As a prospective homebuyer, selecting the correct type of survey to determine the condition of the property can be a critical step in the home-buying process, often confusing due to the myriad of options available. This article aims to clarify the main difference between a Homebuyer Report vs Building Survey, two of the most popular choices regarding property surveys.

Homebuyers Report - RICS Level 2


A Homebuyer Report, issued by an accredited RICS (Royal Institute of Chartered Surveyors) surveyor, is a detailed visual inspection of a property designed to uncover any hidden issues that might affect your decision to purchase the property. The surveyor meticulously assesses the readily accessible areas of the property and identifies any immediate or potential defects that could incur repair costs in the future. This survey level is typically suitable for modern or older properties that appear to be in a reasonable condition. Alongside identifying defects, the Homebuyer Report can include a market and reinstatement valuation (at an additional cost), providing an accurate estimate of the property's value in the current property market.

The RICS Level 2 Homebuyers Report is a popular choice amongst modern home buyers, designed to provide an easy-to-read, detailed report on the condition of a property. Offered by the Royal Institution of Chartered Surveyors (RICS), this home survey occupies a midway level, offering more detail than a Level 1 Condition Report but less than a Level 3 Building Survey. This report utilises a ‘traffic light system’ to present its findings, making it straightforward to understand the surveyor’s assessment of the property's condition, including any visible defects that may affect the home's value.


Full Building Survey - RICS Level 3 (Full Structural Survey)


The RICS Level 3 Building Survey is a comprehensive survey designed to analyse a property's condition in more detail. This survey level is recommended for older properties or those made with unusual materials, where a thorough inspection is necessary to understand the property's structural integrity. The surveyor will highlight any significant issues and advise on potential repairs and ongoing maintenance. It's important to note that a building survey will cost more than a Homebuyer's Report due to its more detailed and time-consuming nature.

Although the Level 3 Building Survey provides much more detail, it is crucial to ascertain which type of survey is suitable for the property you want to buy, which can depend on several factors, such as the age and condition of the property. If you're purchasing a relatively modern home or a conventional bungalow that appears to be in good condition, a Level 2 Homebuyer's Report could suffice. However, for older buildings or those constructed with non-standard materials, a Level 3 Building Survey can provide the level of scrutiny required.


Homebuyers Reports vs Building Survey


By understanding the main differences between a Homebuyer Report and a Building Survey, you can make an informed decision that suits your specific needs and offers peace of mind about the state of your potential new home. As the adage goes, 'knowledge is power - knowing what to expect from each survey type can protect your investment and set the stage for a successful home-buying journey.

We understand that buying a property is a significant investment, and you need reassurance that it is a good investment. An independent and comprehensive survey by an RICS Surveyor could save you thousands of pounds in future repair bills or allow you to negotiate a realistic purchase price. But how to choose which one is suitable for your requirements?

HomeBuyer vs Building Survey, Harding Chartered Surveyors

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Bazlur Rashid
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Excellent and professional services by Mr. Ali. I am indeed very pleased. I will recommend to my friends and others who wants to avail the services of Harding Chartered Surveyors.
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Great fast and easy to book. Great price and most of all great staff.
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Great experience dealing with Alaa, very helpful and informative, going above and beyond at any opportunity. Thanks!
anirudh sankhla
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Very professional and diligent in their assessment. Our surveyor Alaa Ali has been very responsive and patient with all of our queries providing excellent professional advice on the matter. Will definitely recommend them.
Denise Boyton
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I would thoroughly recommend this company. The appointment for a surveyor came quickly. The surveyor was thorough and explained the items he found wrong. The report came through very promptly.
Excellent and very professional work by Kate for the planning and Charlie for the valuation and report - highly recommended.
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Excellent service from all the surveyor team.
HomeBuyer vs Building Survey, Harding Chartered Surveyors

Below is a diagram to help you find out which one is right for you, please contact us if you need any assistance.

HomeBuyer vs Building Survey, Harding Chartered Surveyors
Harding Chartered Surveyors is an independent firm of RICS chartered surveyors. We understand that purchasing a home is one of the most important things you will ever do and, as such, take pride in guiding you through the process by offering a range of services.

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